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Money talks, but not everyone knows how to listen.
It’s less about luck and more about mindset—the quiet habits, the small shifts, the choices that build a foundation stronger than any fleeting paycheck.
Wealth is a vibe, and it starts long before the balance hits six figures.
Malcolm Tate is a money educator and investor obsessed with one question: how do we make wealth feel good, not guilty? With roots in economics and design thinking, Malcolm’s work combines financial literacy with lifestyle architecture. Rich Energy unpacks the surprisingly sexy science behind saving, stacking, and thriving. He lives in Austin and believes luxury is a mindset—and a spreadsheet.
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